Analisis tingkat kesehatan bank yang terdaftar di bei saat masa covid-19 dan saat masa transisi covid-19
P enelitian ini bertujuan untuk mengetahui dan menganalisis apakah terdapat perbedaantingkat kesehatan saat covid-19 dan masa transisi covid-19 pada perusahaan Perbankanyang terdaftar di Bursa Efek Indonesia (BEI). Rasio tingkat kesehatan bank denganpendekatan RGEC (Risk profile, Good corporate governance, Earnings dan Capital)yang digunakan adalah Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), GoodCorporate Governance (GCG), Return On Asset (ROA),Net Interest Margin (NIM) danCapital Adequacy Ratio (CAR). Sampel dalam penelitian ini berjumlah 45. Jenis datayang digunakan pada penelitian ini adalah data kuantitatif yang bersumber daridokumentasi publikasi perusahaan yang berupa laporan keuangan publikasi perusahaanPerbankan yang terdaftar BEI. Jenis analisis data yang digunakan yaitu statistik deskriptifdan uji hipotesis dengan menggunakan uji indenpendent sample T- Test. Pada penelitianini menggunakan metode kuantitatif komparatif. Pemilihan metode kuantitatif komparatifuntuk penelitian ini dikarenakan penelitian ini bertujuan untuk mengetahui efek dari suatufenomena yaitu covid-19 yang mana data diambil saat covid-19 dan masa transisi covid19.Berdasarkan hasil penelitian ini menunjukkan bahwa tidak terdapat perbedaan secarasignifikan rasio NPL, LDR, GCG, NIM, dan CAR saat covid-19 dan masa transisi covid19 dan terdapat perbedaan secara signifikan ROA saat covid-19 dan masa tansisi covid19
T his study aims to determine and analyze whether there are differences in the level ofduring the covid-19 and the covid-19 transition period in banking companies listed onthe Indonesia Stock Exchange (IDX). The ratio of the bank's health level with the REC(Risk profile, Earnings and Capital) approach used is Non Performing Loan (NPL),Return On Asset (ROA), and Capital Adequacy Ratio (CAR). The sample in this study is45. The type of data used in this study is quantitative data sourced from companypublication documentation in the form of published financial statements of bankingcompanies listed on the IDX. The types of data analysis used are descriptive statistics,normality tests and hypothesis testing using the independent sample T-Test. In this studyusing a comparative quantitative method. The choice of a comparative quantitativemethod for this research is because this study aims to determine the effect of aphenomenon, namely Covid-19, where data was taken during covid-19 and the covid-19transition period.Based on the results of this study, it shows that there is no significant difference in theratio of NPL, LDR, GCG, NIM, and CAR during covid-19 and the covid-19 transitionperiod and there is a significant difference in ROA during covid-19 and the covid-19transition period.