Pengaruh faktor internal dan faktor eksternal terhadap profitabilitas Bank Konvensional yang terdaftar di Bursa Efek Indonesia
P enelitian ini bertujuan untuk menganalisis pengaruh faktor internal yang meliputi asset size, credit risk, deposits, capital, total loan dan faktor eksternal yang meliputi gross domestic products dan inflation terhadap profitabilitas bank yang diukur dengan ROA dan ROE. Sampel yang digunakan adalah 25 bank konvensional yang terdaftar di Bursa Efek Indonesia selama periode 2008 – 2012. Pengambilan sampel menggunakan metode purposive sampling. Metode analisis data yang digunakan adalah analisis regresi berganda.Hasil Pengujian hipotesis menunjukkan terdapat pengaruh asset size, capital dan credit risk terhadap profitabilitas bank. Namun, tidak terdapat pengaruh antara deposits, total loan,gross domestic products dan inflation. Hasil penelitian ini diharapkan dapat memberi masukan kepada perusahaan mengenai faktor – faktor apa saja yang dapat mempengaruhi profitabilitas bank, yaitu asset size, capital dan credit risk.
T his study discusses the influence of internal factors and external factors of profitability measured by ROA and ROE in the conventional banks listed in Indonesia Stock Exchange. The internal factors that include asset size, credit risk, deposits, capital, total loan. And external factors which include gross domestic product and inflation. The sample used is 25 conventional banks are listed on the Indonesia stock exchange for the period 2008 – 2012. The sampling technique used was purposive sampling. Methods of data analysis used is multiple regression analysis.Results of hypothesis testing shows there is influence of asset size, capital and credit risk on the bank's profitability. However, there was no influence of deposits, loans, total gross domestic products and inflation. The results of this research are expected to give input to the company regarding what factors that can affect the profitability of banks, that are asset size, capital and credit risk.