Pengaruh faktor internal terhadap profitabilitas pada perusahaan Perbankan di Bursa Efek Indonesia

DETAIL KOLEKSI

Pengaruh faktor internal terhadap profitabilitas pada perusahaan Perbankan di Bursa Efek Indonesia

Oleh : Diah Cordova

Info Katalog

Nomor Panggil : 2017_TA_MJ_022130035

Penerbit : FEB - Usakti

Kota Terbit : Jakarta

Tahun Terbit : 2017

Pembimbing 1 : Wulansari

Subyek : Bank and banking;Financial management

Kata Kunci : bank, cost to income ratio, equity to total asset ratio, loan to deposit ratio, operating expense to

Status Posting : Published

Status : Lengkap

File Repositori

No.	Nama File	Hal.
1.	2017_TA_MJ_022130035_Halaman-Judul.pdf
2.	2017_TA_MJ_022130035_Bab-1.pdf	7
3.	2017_TA_MJ_022130035_Bab-2.pdf
4.	2017_TA_MJ_022130035_Bab-3.pdf
5.	2017_TA_MJ_022130035_Bab-4.pdf
6.	2017_TA_MJ_022130035_Bab-5.pdf
7.	2017_TA_MJ_022130035_Daftar-Pustaka.pdf	4
8.	2017_TA_MJ_022130035_Lampiran.pdf

Abstrak
Abstract

P enelitian ini bertujuan untuk menguji bagaimana pengaruh antara operatingexpense to total asset, equity to total asset, cost to income ratio (BOPO) dan loan todeposit ratio terhadap profitabilitas dari bank yang diukur dengan retun on asset,return on equity dan net interest margin. Objek penelitian dalam penelitian ini adalahBank Komersial yang terdaftar di bursa efek Indonesia selama periode 2011 hingga2015. Teknik pengambilan sampel dalam penelitian ini menggunakan metodepurposive sampling, yaitu penarikan sampel yang didasarkan pada kriteria-kriteriatertentu. Jumlah sampel yang memenuhi purposive sampling diperoleh 30 banksebagai sampel selama 5 tahun sehingga menjadi 150 data observasi. Regresi paneldigunakan sebagai alat analisis untuk menguji hipotesis dalam penelitian ini.Terdapat pengaruh yang negatif dari operating expense to total asset ratio terhadapprofitability yang diukur dengan return on asset dan return on equity dan pengaruhpositif terhadap net interest margin. Hasil penelitian juga menunjukan terdapatpengaruh yang negatif dari BOPO terhadap profitabilitas return on asset, return onequity serta net interest margin. Sementara total equity to total asset dan loan todeposit tidak memiliki pengaruh terhadap profitabilitas. Bank perlu untukmeningkatkan efisiensi dari biaya operasional sehingga profitabilitas bank dapatmeningkat.

T he purposes of this study is to examines the influence between of operatingexpense to total assets, equity to total assets, cost to income ratio (BOPO) and loan todeposit ratio on bank profitability as measured by retun on assets, return on equityand net interest margin. The object of research in this study is Commercial Banklisted on the Indonesian stock exchanges during the period 2011 to 2015. Samplingtechnique for this study is purposive sampling method, that is sample withdrawalbased on certain criterion. The number of samples that meet the purposive samplingobtained 30 banks as a sample for 5 years so that it becomes 150 observation data.Panel regression is used as an analytical tool to test the hypotheses in this study.There is a negative influence from operating to expense to profitability as measuredby return on asset, return on equity and positive influence on net interest margin. Theresults also showed that there is a negative influence of BOPO on the profitability asmeasured by return on asset and return on equity and net intereset margin. While thetotal equity to total assets and loan to deposit have no effect on profitability. Bankneed to improve the efficiency of operating cost so that the profitability of the bankcan be increase.