Pengaruh Faktor-faktor manajerial terhadap profitabilitas bank komersial di Bursa Efek Indonesia
P enelitian ini membahas pengaruh faktor – faktor manajerial terhadap profitabilitas bank komersial di Bursa Efek Indonesia. Sampel yang digunakan sebanyak 26 perusahaan yang bergerak dalam industri perbankan yang tercatat di Bursa Efek Indonesia (BEI) selama lima tahun dari 2009-2013. Metode penelitian yang digunakan adalah analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa terdapat pengaruh negatif antara cost efficiency terhadap profitability dan terdapat pengaruh positif antara credit risk dan bank size terhadap profitability. Sehingga implikasi manajer keuangan yaitu melakukan pengefisiensian biaya operasional, melonggarkan syarat pemberian kredit dan memperbesar total asset dengan penempatan pada bank lain melalui surat berharga dan deposito berjangka.
T his study discusses impact of managerial factors on commercial Bank Profitability in Indonesia Stock Exchange. Samples used as many as 26 companies engaged in the banking industry listed in the Indonesia Stock Exchange (IDX) during the five years from 2009-2013. The study method used is multiple regression analysis. The results showed that there is a negative effect between the cost efficiency on profitability and there is a positive effect between credit risk and bank size on the profitability. So the implications of the financial manager is to do the efficiency of operational costs , loosen lending rules and enlarge total assets by placements with other banks through securities and time deposit.