Determinasi profit sharing deposito mudharabah Bank Umum Syariah di Indonesia
P enelitian ini bertujuan untuk menganalisis pengaruh kinerja aset,operasional, kolektibilitas dan kurs mata uang rupiah terhadap dollar Amerika serikatterhadap profit sharing deposito Mudharabah. Pengukuran kinerja aset diproksikanoleh Return on Assets (ROE), kinerja operasional diproksikan dengan rasio biayaoperasional terhadap pendapatan operasional (BOPO), dan kinerja kolektibilitasdiproksikan dengan Non Performing Financing (NPF). Sampel yang digunakandalam penelitian ini adalah bank umum syariah di Indonesia yang terdaftar diOtoritas Jasa Keuangan selama periode bulan Januari 2013 hingga November 2018.Dan teknik analisis data yang digunakan dalam penelitian ini adalah teknik regresiberganda menggunakan program eviews 10. Hasil penelitian telah menunjukkanbahwa ROA, BOPO, NPF dan Kurs RP/$ berpengaruh positif dan signifikanterhadap profit sharing deposito Mudharabah bank syariah di Indonesia.
T his research aimed to analysis the effects of assets, operational, andcollectability performances and a rate of exchange IDR/US$ on profit sharingMudharabah at Sharia banking in Indonesia. The assets performance is measured byReturn on Assets (ROA), the operational performance is measured by operationalcost to operational income ratio, and the collectability performance is measured byNon Performing Financing (NPF). The sample used in this research is public shariabanking in Indonesia listed on Financial Service Authority for period January 2013to November 2018. And the data analysis method used in this research is multipleregression techniques. The research result indicated that ROA, BOPO, NPF,IDR/US$ ratio volatility have significant and positive effects on profit sharingMudharabah at Sharia banking in Indonesia.