Pengaruh financial soundness terhadap kinerja keuangan bank yang terdaftar di bei

DETAIL KOLEKSI

Pengaruh financial soundness terhadap kinerja keuangan bank yang terdaftar di bei

Oleh : Fitrianna Chandra Marthaningrum

Info Katalog

Nomor Panggil : 022002001230

Penerbit : FEB - Usakti

Kota Terbit : Jakarta

Tahun Terbit : 2024

Pembimbing 1 : Hj. Wulansari

Subyek : Financial management

Kata Kunci : asset quality, capitala adequacy ratio, earning quality, liquidity, management efficiency

Status Posting : Published

Status : Lengkap

File Repositori

No.	Nama File	Hal.
1.	2024_TA_SMJ_022002001230_Halaman-Judul.pdf	10
2.	2024_TA_SMJ_022002001230_Lembar-Pengesahan.pdf	5
3.	2024_TA_SMJ_022002001230_Bab-1_Pendahuluan.pdf	8
4.	2024_TA_SMJ_022002001230_Bab-2_Tinjaauan-Pustaka.pdf	16
5.	2024_TA_SMJ_022002001230_Bab-3_Metodologi-Penelitian.pdf	12
6.	2024_TA_SMJ_022002001230_Bab-4_Analisis-dan-Pembahasan.pdf	11
7.	2024_TA_SMJ_022002001230_Bab-5_Simpulan-dan-Saran.pdf	4
8.	2024_TA_SMJ_022002001230_Daftar-Pustaka.pdf	4
9.	2024_TA_SMJ_022002001230_Lampiran.pdf	30

Abstrak
Abstract

P enelitian ini bertujuan untuk menganalisis apakah indikator kesehatan bank yaitu, modal, kualitas asset, efisiensi mamajemen, kualitas pendapatan, dan likuiditas terhadap kinerja keuangan bank konvensional yang terdaftar di Bursa Efek Indonesia periode 2018 â€“ 2022. Jumlah sampel penelitian ini sebanyak 37 bank konvensional dengan metode analisis regresi data panel yang diolah dengan aplikasi eviews. Variabel dependen penelitian ini terdiri dari kinerja keuangan bank yang diukur dengan ROA dan ROE. Variabel independent penelitian ini terdiri dari modal, kualitas asset, efisiensi manajeme, kualitas pendapatam dan likiuiditas. Hasil penelitian menunjukkan bahwa terdapat pengaruh positif signifikan kualitas aset terhadap kinerja keuangan bank, sedangkan kualitas pendapatan berpengaruh positif dan signifikan terhadap ROE, dan likuiditas berpengaruh positif signifikan terhadap ROA. Modal dan efisiensi manajemen tidak berpengaruh terhadap kinerja keuangan bank. Bank sebaiknya melakukan menjaga kualitas asset dan mengelola likuiditas dengan baik.

T his study aims to analyze whether bank health indicators, namely, capital, asset quality, management efficiency, income quality, and liquidity on the financial performance of conventional banks listed on the Indonesia Stock Exchange for the period 2018 - 2022. The number of samples in this study were 37 conventional banks with the panel data regression analysis method processed with the eviews application. The dependent variable of this study consists of bank financial performance as measured by ROA and ROE. The independent variables of this study consist of capital, asset quality, management efficiency, earning quality and liquidity. The results showed that there is a significant positive effect between asset quality and bank financial performance, while earning quality has a positive and significant effect on ROE, and liquidity has a significant positive effect on ROA. Meanwhile, capital and management efficiency have no effect on bank financial performance. Banks should maintain asset quality and manage liquidity well.