Faktor - faktor yang mempengaruhi capital adequacy ratio pada bank yang terdaftar di Bursa Efek Indonesia
P enelitian ini bertujuan untuk menguji pengaruh Deposit Ratio, Loan on Asset,Return on Asset, Return on Equity, dan Bank Size terhadap Capital Adequacy Ratiopada Bank-Bank yang terdaftar di Bursa Efek Indonesia. Model analisis yangdigunakan adalah analisis regresi berganda data panel. Sampel yang digunakan dalam penelitian ini meliputi 34 bank yang terdaftar di Bursa Efek Indonesia periode 2013- 2017. Variabel dependen adalah Capital Adequacy Ratio, sedangkan variabel independen adalah Deposit Ratio, Loan on Asset, Return on Asset, Return on Equity, dan Bank Size. Hasil penelitian ini menunjukan bahwa Deposit Ratio, Loan on Asset dan Bank Size berpengaruh negatif terhadap Capital Adequacy Ratio. Sedangkan Return on Asset dan Return on Equity tidak memiliki pengaruh terhadap Capital Adequacy Ratio. Hasil penelitian ini diharapkan dapat dijadikan acuan bagi manajer bank dan investor dalam memperhatikan Deposit Ratio, Loan on Asset, dan Bank Size yang mempengaruhi Capital Adequacy Ratio industry perbankan.
T his study aims to determine the factors that affect the Capital Adequacy Ratio. Thesampel used in this study is the banking industry listed on the Indonesia StockExchange (IDX) from 2013 until 2017. Independent variabels in this study areDeposit Ratio, Loan on Asset, Return on Asset, Return on Equity, and Bank Size.Dependent variabel in this research is capital adequacy ratio. The number of samples in this study are 34 banks by using purposive sampling. By using multiple regression analysis method. The results of this study indicate Deposit Ratio, Loan on Asset, and Bank Size has effect to capital adequacy ratio significantly while Return on Asset and Return on Equity has no effect to capital adequacy ratio. The results of study is expected to be used as a reference for bank managers and investors in looking at Deposit Ratio, Loan on Asset, and Bank Size that affect the Capital Adequacy Ratio in banking industry.