Pengaruh likuiditas terhadap profitabilitas bank konversional yang terdaftar di Bursa Efek Indonesia

DETAIL KOLEKSI

Pengaruh likuiditas terhadap profitabilitas bank konversional yang terdaftar di Bursa Efek Indonesia

Oleh : Kevin Herdiyanto Ardi

Info Katalog

Nomor Panggil : 022001801125

Penerbit : FEB - Usakti

Kota Terbit : Jakarta

Tahun Terbit : 2022

Pembimbing 1 : Henny Setyo Lestari,

Subyek : Bank and banking - Management

Kata Kunci : capital to asset proportion, economic growth, inflasi, liquid asset to total asset,loan to depostit

Status Posting : Published

Status : Lengkap

File Repositori

No.	Nama File	Hal.
1.	2022_TA_SMJ_022001801125_Halaman-Judul.pdf	10
2.	2022_TA_SMJ_022001801125_Lembar-Pengesahan.pdf	6
3.	2022_TA_SMJ_022001801125_Bab-1-Pendahuluan.pdf	9
4.	2022_TA_SMJ_022001801125_Bab-2-Tinjauan-Pustaka.pdf	14
5.	2022_TA_SMJ_022001801125_Bab-3-Metode-Penelitian.pdf	11
6.	2022_TA_SMJ_022001801125_Bab-4-Analisis-dan-Pembahasan.pdf	9
7.	2022_TA_SMJ_022001801125_Bab-5-Kesimpulan.pdf
8.	2022_TA_SMJ_022001801125_Daftar-Pustaka.pdf	6
9.	2022_TA_SMJ_022001801125_Lampiran.pdf

Abstrak
Abstract

P enelitian ini bertujuan untuk menguji pengaruh likuiditas terhadap profitabilitas bank konvensional yang terdaftar di Bursa Efek Indonesia. Variabel dependen dalampenelitian ini adalah profitabilitas bank yang diukur dengan return on asset, sedangkanvariabel independen adalah liquid asset to total asset (LATA), loan to deposit ratio(TLTD), capital to asset proportion (CAP) dan variabel kontrol economic growth daninflasi. Teknik pengambilan sampel yang digunakan adalah purposive sampling.Sampel yang digunakan sebanyak 32 perusahaan perbankan yang terdaftar di BursaEfek Indonesia selama lima tahun dari tahun 2016 - 2020. Metode penelitian yangdigunakan adalah analisa regresi data panel. Hasil penelitian menunjukkan bahwaLATA dan TLTD memiliki pengaruh negatif terhadap profitabilitas bank. CAP,economic growth dan inflasi memiliki pengaruh positif terhadap profitabilitas bank.Hasil penelitian ini diharapkan dapat dijadikan acuan bagi manajer perbankan daninvestor dalam memperhatikan likuiditasnya dengan menjaga aset likuid dalammemaksimalkan pembiayaan bank, menyeimbangkan nilai TLTD pada posisi yangideal dan mengelola ekuitas dalam kondisi stabil serta faktor eksternal berupaeconomic growth dan inflasi guna meningkatkan profitabilitas bank.

T his study examines the effect of liquidity on the profitability of conventional bankslisted on the Indonesia Stock Exchange. The dependent variable in this study is bankprofitability as measured by return on assets, while the independent variables are liquidassets to total assets (LATA), loan to deposit ratio (TLTD), capital to asset proportion(CAP), and control variables for economic growth and inflation. The samplingtechnique used is purposive sampling. The sample used was 32 banking companieslisted on the Indonesia Stock Exchange for five years from 2016 - to 2020. Theresearch method used was panel data regression analysis. The results showed thatLATA and TLTD had a negative effect on bank profitability. CAP, economic growth,and inflation positively influence bank profitability. The results of this study areexpected to be used as a reference for banking managers and investors in payingattention to liquidity by maintaining liquid assets in maximizing bank financing,balancing TLTD values in an ideal position, and managing equity in a stable conditionas well as external factors in the form of economic growth and inflation to increasebank profitability.