Dampak kesehatan keuangan dan investasi teknologi terhadap kinerka keuangan bank konvesional yang terdaftar di Bursa Efek Indonesia
Info Katalog
File Repositori
Subyek : Finance
Penerbit : FEB - Usakti
Kota Terbit : Jakarta
Tahun Terbit : 2023
Pembimbing 1 : Susy Muchtar
Kata Kunci : asset quality; capital adequacy ratio; earning per share; Earning Quality; Liquidity Ratio; Manageme
Status Posting : Published
Status : Lengkap
File Repositori
| No. | Nama File | Hal. | Link |
|---|---|---|---|
| 1. | 2023_TS_MMJ_122012011014_Halaman-Judul.pdf | 10 | |
| 2. | 2023_TS_MMJ_122012011014_Lembar-Pengesahan.pdf | 5 | |
| 3. | 2023_TS_MMJ_122012011014_Bab-1-Pendahuluan.pdf | 9 | |
| 4. | 2023_TS_MMJ_122012011014_Bab-2-Landasan-Teori.pdf | 15 |
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| 5. | 2023_TS_MMJ_122012011014_Bab-3-Metode-Penelitian.pdf | 12 |
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| 6. | 2023_TS_MMJ_122012011014_Bab-4-Analisis-dan-Pembahasan.pdf | 14 |
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| 7. | 2023_TS_MMJ_122012011014_Bab-5-Kesimpulan.pdf | 4 | |
| 8. | 2023_TS_MMJ_122012011014_Daftar-Pustaka.pdf | 4 | |
| 9. | 2023_TS_MMJ_122012011014_Lampiran.pdf | 24 |
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P Penelitian ini bertujuan untuk mengetahui pengaruh dampak kesehatan keuangan dan investasi teknologi terhadap kinerja keuangan pada bank konvensional. Sampel yang digunakan dalam penelitian ini adalah industri perbankan yang terdaftar di Bursa Efek Indonesia pada periode tahun 2017-2021. Variabel independen dalam penelitian ini ialah kesehatan keuangan yang diukur dengan capital adequacy ratio, asset quality, management efficiency, earning equity, liquidity ratio, serta investasi teknologi. Sedangkan, variabel dependen dalam penelitian ini ialah kinerja keuangan yang dapat diukur dengan return on asset, return on equity, dan earning per share. Jumlah sampel yang digunakan sebanyak 140 kali pengamatan dengan menggunakan Teknik purposive sampling. Berdasarkan hasil regresi data panel menunjukkan bahwa management efficiency pengaruh negatif terhadap return on asset, sedangkan investasi teknologi pengaruh positif terhadap return on asset. Management efficiency pengaruh negatif terhadap return on equity, sedangkan investasi teknologi pengaruh positif terhadap return on equity. Capital adequacy ratio dan liquidity ratio memiliki pengaruh positif terhadap earning per share, sedangkan asset quality berpengaruh negatif terhadap earning per share. Hasils penelitian ini diharapkan dapat memberikan manfaat bagi manajerial perusahaan, investor, dan masyarakat agar mempertimbangkan sebelum menginvestasikan modalnya pada lembaga keuangan
T This study aims to determine the effect of financial soundness and technology investment on financial performance in conventional banks. The sample used in this study is the banking industry listed on the Indonesia Stock Exchange in the 2017-2021 period. The independent variables in this study are financial health as measured by the ratio of capital adequacy, asset quality, management efficiency, earnings equity, liquidity ratios, and technology investment. While the dependent variable in this study is financial performance which can be measured by return on assets, return on equity, and earnings per share. The number of samples used was 140 observations using purposive sampling technique. Based on the results of panel data regression, it shows that management efficiency has a negative effect on return on assets, while investment has a positive effect on return on assets. Management efficiency has a negative effect on return on equity, while technology has a positive effect on return on equity. The capital adequacy ratio and liquidity ratio have a positive effect on earnings per share, while asset quality has a negative effect on earnings per share. The results of this study are expected to provide benefits for company managers, investors and the public to consider before investing their capital in financial institutions.