Analisis pengaruh tingkat kesehatan perbankan dengan menggunakan metode rgec (risk profile, good corporate governance (gcg), earnings, dan capital) terhadap kinerja bank umum yang tercatat dalam Bursa Efek Indonesia periode tahun 2012-2016
Info Katalog
File Repositori
Nomor Panggil : 2018_TA_AK_023142211
Penerbit : FEB - Usakti
Kota Terbit : Jakarta
Tahun Terbit : 2018
Pembimbing 1 : Yadi Supriyadi
Subyek : Financial accounting;Relationship between the influence of risk profile on financial performance
Kata Kunci : non performing loan (npl), interest rate risk (irr), loan to deposit ratio (ldr), loan to asset rati
Status Posting : Published
Status : Lengkap
File Repositori
| No. | Nama File | Hal. | Link |
|---|---|---|---|
| 1. | 2018_TA_AK_023142211_Halaman-judul.pdf | ||
| 2. | 2018_TA_AK_023142211_Bab-1.pdf | 11 | |
| 3. | 2018_TA_AK_023142211_Bab-2.pdf | 27 |
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| 4. | 2018_TA_AK_023142211_Bab-3.pdf | 14 |
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| 5. | 2018_TA_AK_023142211_Bab-4.pdf | 42 |
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| 6. | 2018_TA_AK_023142211_Bab-5.pdf | 7 |
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| 7. | 2018_TA_AK_023142211_Daftar-pustaka.pdf | ||
| 8. | 2018_TA_AK_023142211_Lampiran.pdf |
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P enelitian ini bertujuan untuk menguji dan menganalisis pengaruh tingkat kesehatan bank dengan menggunakan metode RGEC (Risk Profile, Good Corporate Governance (GCG), Earnings, dan Capital) terhadap kinerja bank umum. Faktor-faktor yang diuji dalam penelitian ini adalah Non Performing Loan (NPL), Interest Rate Risk (IRR), Loan to Deposit Ratio (LDR), Loan to Asset Ratio (LAR), Ukuran Dewan Direksi, Ukuran Dewan Komisaris, Ukuran Komite Audit, Net Interest Margin (NIM), dan Capital Adequacy Ratio (CAR). Kinerja bank umum diukur dengan Return on Asset (ROA).Pengumpulan data menggunakan metode purposive sampling terhadap perusahaan perbankan yang terdaftar dalam Bursa Efek Indonesia selama periode 2012-2016. Metode analisis yang digunakan adalah analisis regresi berganda.Hasil penelitian ini menunjukkan bahwa (1) Penilaian profil risiko berpengaruh terhadap kinerja perbankan (NPL berpengaruh negatif dan signifikan terhadap ROA, IRR berpengaruh positif dan signifikan terhadap ROA, LDR berpengaruh positif tetapi tidak signifikan terhadap ROA, LAR berpengaruh negatif terhadap ROA). (2) Indikator dalam penilaian GCG yang paling berpengaruh terhadap ROA adalah ukuran komite audit. (3) NIM berpengaruh positif tetapi tidak signifikan terhadap ROA. (4) CAR berpengaruh positif dan signifikan terhadap ROA.
T his study aims to examine and to analyze the effect of the Influence of the Healthiness of a Bank Using RGEC Method (Risk Profile, Good Corporate Governance (GCG), Earnings dan Capital) toward the Performance of Commecial Banks. The factors tested in this study are Non Performing Loan (NPL), Interest Rate Risk (IRR), Loan to Deposit Ratio (LDR), Loan to Asset Ratio (LAR), Board of Directors, Board of Commissioners, Audit Committee, Net Interest Margin (NIM), and Capital Adequacy Ratio (CAR). Performance of Commecial Banks is measured by Return on Asset (ROA).Data collection using purposive sampling method to Banks Listed in Indonesia Stock Exchange for the period of 2012-2016. The method of analysis of this study used multiple regression analysis. These result of the study indicates that (1) Risk profile influence toward Performance of banks (NPL negative significant influence toward ROA, IRR positive significant influence towad ROA, LDR positive but not significant influence toward ROA, LAR negative influence toward ROA). (2) The most influential of GCG indicator is Audit Committee. (3) NIM positive but not significant infuence toward ROA. (4) CAR positive significant influence toward ROA.
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