Dampak dari csr performance pada kinerja perbankan di indonesia
Penerbit : FEB - Usakti
Kota Terbit : Jakarta
Tahun Terbit : 2025
Pembimbing 1 : Bahtiar Usman
Pembimbing 2 : Bahtiar Usman
Kata Kunci : Bank Financial Performance, Bank Capital, Bank Value, Bank Risk, Corporate Social Responsibility
Status Posting : Published
Status : Lengkap
No. | Nama File | Hal. | Link |
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1. | 2025_SK_SMJ_022002101063_Halaman-Judul.pdf | 10 | |
2. | 2025_SK_SMJ_022002101063_Surat-Pernyataan-Revisi-Terakhir.pdf | 1 | |
3. | 2025_SK_SMJ_022002101063_Surat-Hasil-Similaritas.pdf | 1 | |
4. | 2025_SK_SMJ_022002101063_Halaman-Pernyataan-Persetujuan-Publikasi-Tugas-Akhir-untuk-Kepentingan-Akademis.pdf | 1 | |
5. | 2025_SK_SMJ_022002101063_Lembar-Pengesahan.pdf | 2 | |
6. | 2025_SK_SMJ_022002101063_Pernyataan-Orisinalitas.pdf | 1 | |
7. | 2025_SK_SMJ_022002101063_Formulir-Persetujuan-Publikasi-Karya-Ilmiah.pdf | 1 | |
8. | 2025_SK_SMJ_022002101063_Bab-1.pdf | ||
9. | 2025_SK_SMJ_022002101063_Bab-2.pdf |
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10. | 2025_SK_SMJ_022002101063_Bab-3.pdf |
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11. | 2025_SK_SMJ_022002101063_Bab-4.pdf |
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12. | 2025_SK_SMJ_022002101063_Bab-5.pdf | ||
13. | 2025_SK_SMJ_022002101063_Daftar-Pustaka.pdf | ||
14. | 2025_SK_SMJ_022002101063_Lampiran.pdf |
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P Peneliti akan melakukan penelitian dengan judul “Dampak dari CSR pada KinerjaPerbankan di Indonesiaâ€. Penelitian ini bertujuan untuk menguji secara empirispengaruh Corporate Social Responsibility (CSR) terhadap kinerja bank yang diukurdengan nilai bank, risiko bank, modal bank, dan kinerja keuangan bank padaperusahaan perbankan yang terdaftar di Bursa Efek Indonesia. Penelitian ini jugamenggunakan variabel kontrol yaitu ukuran bank, rasio leverage, BOPO dan rasiolikuiditas. Metode yang digunakan adalah regresi data panel dengan data sekunder darilaporan tahunan 30 bank yang terdaftar di Bursa Efek Indonesia selama periode 2019–2023. Total sampel penelitian ini adalah 150 data observasi. Hasil penelitianmenunjukkan bahwa CSR tidak memiliki pengaruh positif terhadap kinerja perbankanbaik dari sisi nilai bank, risiko bank, modal bank maupun Kinerja Keuangan Bank.Kinerja perbankan lebih dipengaruhi oleh faktor ukuran bank, rasio leverage, BOPOdan rasio likuiditas. Bank harus memperluas aset melalui ekspansi strategis,diversifikasi produk, dan digitalisasi layanan untuk mengoptimalkan skala ekonomi,karena ukuran bank terbukti berkontribusi positif pada modal dan kinerja keuangan.Leverage harus dikelola dengan menekan utang berlebih, memperbaiki kebijakanpembiayaan, dan meningkatkan pendanaan berbasis ekuitas guna menjaga strukturmodal yang sehat. Pengendalian BOPO melalui digitalisasi, otomatisasi, dan efisiensioperasional menjadi penting, mengingat rasio ini berdampak negatif terhadap nilaibank. Selain itu, pengelolaan rasio leverage yang baik harus menjadi prioritas untukmemastikan kecukupan cadangan tanpa membebani modal, sekaligus meningkatkankepercayaan pasar
T The researcher will conduct a study titled \\\"The Impact of CSR on BankingPerformance in Indonesia.\\\" This study aims to empirically examine the effect ofCorporate Social Responsibility (CSR) on bank performance, measured by bank value,bank risk, bank capital, and financial performance in banking companies listed on theIndonesia Stock Exchange. This study also includes control variables such as banksize, leverage ratio, BOPO (operational cost to operating income ratio), and liquidityratio. The research method used is panel data regression, utilizing secondary data fromthe annual reports of 30 banks listed on the Indonesia Stock Exchange over the 2019–2023 period. The total sample size consists of 150 observational data points. Theresearch findings indicate that CSR does not have a positive impact on bankingperformance in terms of bank value, bank risk, bank capital, or financial performance.Instead, banking performance is more influenced by factors such as bank size, leverageratio, BOPO, and liquidity ratio. Banks should expand their assets through strategicexpansion, product diversification, and service digitalization to optimize economies ofscale, as bank size has been proven to contribute positively to capital and financialperformance. Leverage should be managed by minimizing excessive debt, improvingfinancing policies, and increasing equity-based funding to maintain a healthy capitalstructure. BOPO control through digitalization, automation, and operational efficiencyis crucial, as this ratio negatively affects bank value. Additionally, proper leveragemanagement should be a priority to en