Pengaruh pertumbuhan kredit terhadap risiko bank yang terdaftar di Bursa Efek Indonesia

DETAIL KOLEKSI

Pengaruh pertumbuhan kredit terhadap risiko bank yang terdaftar di Bursa Efek Indonesia

5.0

Oleh : Wiwi Handayani Gultom

Info Katalog

Nomor Panggil : 022001901005

Penerbit : FEB - Usakti

Kota Terbit : Jakarta

Tahun Terbit : 2023

Pembimbing 1 : Henny Setyo Lestari,

Subyek : Banks and Banking - Management;Risk management;Bank loans

Kata Kunci : bank risk, bank size, cost income ratio, equity to total asset, loan growth, loan to total asset, no

Status Posting : Published

Status : Lengkap

File Repositori

No.	Nama File	Hal.
1.	2023_TA_SMJ_022001901005_Halaman-Judul.pdf	10
2.	2023_TA_SMJ_022001901005_Lembar-Pengesahan.pdf	6
3.	2023_TA_SMJ_022001901005_Bab-1_Pendahuluan.pdf	11
4.	2023_TA_SMJ_022001901005_Bab-2_Landasan-Teori.pdf	28
5.	2023_TA_SMJ_022001901005_Bab-3_Metodologi-Penelitian.pdf	15
6.	2023_TA_SMJ_022001901005_Bab-4_Analisis-dan-Pembahasan.pdf	16
7.	2023_TA_SMJ_022001901005_Bab-5_Kesimpulan.pdf	5
8.	2023_TA_SMJ_022001901005_Daftar-Pustaka.pdf	5
9.	2023_TA_SMJ_022001901005_Lampiran.pdf	35

Abstrak
Abstract

P Penelitian ini dilakukan untuk menganalisis pengaruh pertumbuhan kredit terhadap risiko bank yang terdaftar di Bursa Efek Indonesia. Sampel yang digunakan adalah perusahaan perbankan konvensional yang terdaftar di Bursa Efek Indonesia pada periode penelitian 2017 â€“ 2021. Jenis variabel pada penelitian ini menggunakan tiga jenis variabel yaitu, variabel independen yang digunakan adalah Loan Growth. Variabel dependen yang digunakan adalah Bank Risk yang diukur menggunakan Non Performing Loan, Equity to Total Assets, dan Return on Assets. Variabel kontrol yang digunakan terdiri dari Loan to Total Asset, Cost to Income Ratio, dan Bank Size. Jumlah sampel yang digunakan dalam penelitian ini adalah sebanyak 32 sampel perusahaan perbankan konvensional. Hasil penelitian menunjukkan bahwa Loan Growth berpengaruh signifikan negatif terhadap Non Performing Loan, Equity to Total Assets, dan berpengaruh signifikan positif terhadap Return on Assets. Hasil penelitian diharapkan memberikan implikasi bagi manajer bank dalam meminimalisasi risiko yang akan dihadapi dari pertumbuhan kredit.

T This research was conducted to analyze the effect of credit growth on the risks of banks listed on the Indonesia Stock Exchange. The sample used in this research is conventional banking companies listed on the Indonesia Stock Exchange in the 2017 â€“ 2021 research period. This study uses three types of variables, namely, the independent variable used is Loan Growth. The dependent variable used is Bank Risk as measured using Non Performing Loans, Equity to Total Assets, and Return on Assets. The control variables used consist of Loan to Total Assets, Cost to Income Ratio, and Bank Size. The number of samples used in this study were 35 samples of conventional banking companies. The results showed that Loan Growth had a significant negative effect on Non Performing Loans, Equity to Total Assets, and a significant positive effect on Return on Assets. The research results are expected to provide implications for bank managers in minimizing the risks that will be faced from credit growth.