Pengaruh financial leverage terhadap financial performance pada Bank Konvensional di Indonesia

DETAIL KOLEKSI

Pengaruh financial leverage terhadap financial performance pada Bank Konvensional di Indonesia

2.5

Oleh : Dewi Novita

Info Katalog

Nomor Panggil : 022001704002

Penerbit : FEB - Usakti

Kota Terbit : Jakarta

Tahun Terbit : 2021

Pembimbing 1 : Henny Setyo Lestari

Subyek : Financial statements;Corporations - Finance;Banks and banking

Kata Kunci : cash coverage ratio, conventional banks, debt equity ratio, debt ratio, financial leverage, financia

Status Posting : Published

Status : Lengkap

File Repositori

No.	Nama File	Hal.	Link
1.	2020_TA_SMJ_022001704002_-Halaman-Judul.pdf
2.	2020_TA_SMJ_022001704002_Lembar-Pengesahan.pdf
3.	2020_TA_SMJ_022001704002_Bab-1-Pendahuluan.pdf
4.	2020_TA_SMJ_022001704002_Bab-2-Tinjauan-Pustaka.pdf
5.	2020_TA_SMJ_022001704002_Bab-3Metodologi-Penelitian.pdf
6.	2020_TA_SMJ_022001704002_Bab-4-Analisis-dan-Pembahasan.pdf
7.	2020_TA_SMJ_022001704002_Bab-5-Kesimpulan.pdf
8.	2020_TA_SMJ_022001704002_Daftar-Pustaka.pdf
9.	2020_TA_SMJ_022001704002_Lampiran.pdf

Abstrak
Abstract

P Penelitian ini bertujuan untuk menguji pengaruh financial leverage pada financial performance bank. Variabel dependen yang digunakan dalam penelitian ini adalah return on asset dan return on equity. Sedangkan variabel independen dalam penelitian ini yaitu debt ratio, debt equity ratio, interest coverage ratio dan cash coverage ratio. Sampel yang digunakan ialah sebanyak 21 bank konvensional selama sepuluh tahun dari 2010-2019. Jenis data yang digunakan berupa data sekunder. Teknik pengambilan sampel yang digunakan adalah purposive sampling method. Model analisis data yang digunakan adalah regresi data panel. Hasil penelitian didapatkan bahwa debt ratio memiliki pengaruh positif terhadap return on assets dan return on equity. Debt equity ratio memiliki pengaruh positif terhadap return on assets namun memiliki pengaruh negatif dan signifikan terhadap return on equity. Interest coverage ratio tidak memiliki pengaruh terhadap return on assets dan return on equity serta cash coverage ratio tidak memiliki pengaruh terhadap return on assets dan return on equity. Memaksimalkan keuntungan pemegang saham dan kinerja keuangan dapat dilakukan dengan memperhatikan debt ratio dan debt equity ratio.

T This study aims to examine the effect of financial leverage on banks financial performance. The dependent variable used in this study are return on assets and return on equity. The independent variable used in this study are debt ratio, debt equity ratio, interest coverage ratio dan cash coverage ratio. The research sample are 21 conventional banks for ten years from 2010 to 2019. The type of data used in this study is secondary data. The sampling technique used in this study was purposive sampling method. The data analysis model used in this study is panel data regression. The results of this study found that debt ratio has a positive effect on return on assets and return on equity. Debt equity ratio has a positive effect on return on assets but has negatif effect return on equity. Interest coverage ratio has no effect on return on assets and return on equity. Cash coverage has no effect on return on assets and return on equity. Maximizing shareholder profits dan financial performance can be done by pay attention to debt ratio and debt equity ratio