DETAIL KOLEKSI

Pengaruh solvabilitas dan likuiditas terhadap profitabilitas bank di indonesia

5.0


Oleh : Fibby Luthfia

Info Katalog

Penerbit : FEB - Usakti

Kota Terbit : Jakarta

Tahun Terbit : 2025

Pembimbing 1 : Richy Wijaya Wahab

Kata Kunci : conventional bank; liquidity; profitability; solvency.

Status Posting : Published

Status : Lengkap


File Repositori
No. Nama File Hal. Link
1. 2025_SK_SMJ_022002101195_Halaman-Judul.pdf 10
2. 2025_SK_SMJ_022002101195_Surat-Pernyataan-Revisi-Terakhir.pdf 1
3. 2025_SK_SMJ_022002101195_Surat-Hasil-Similaritas.pdf 1
4. 2025_SK_SMJ_022002101195_Halaman-Pernyataan-Persetujuan-Publikasi-Tugas-Akhir-untuk-Kepentingan-Akademis.pdf 1
5. 2025_SK_SMJ_022002101195_Lembar-Pengesahan.pdf 4
6. 2025_SK_SMJ_022002101195_Pernyataan-Orisinalitas.pdf 1
7. 2025_SK_SMJ_022002101195_Formulir-Persetujuan-Publikasi-Karya-Ilmiah.pdf 1
8. 2025_SK_SMJ_022002101195_Bab-1.pdf 10
9. 2025_SK_SMJ_022002101195_Bab-2.pdf 18
10. 2025_SK_SMJ_022002101195_Bab-3.pdf 11
11. 2025_SK_SMJ_022002101195_Bab-4.pdf 9
12. 2025_SK_SMJ_022002101195_Bab-5.pdf 4
13. 2025_SK_SMJ_022002101195_Daftar-Pustaka.pdf 9
14. 2025_SK_SMJ_022002101195_Lampiran.pdf 18

P Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh solvabilitas dan likuiditas terhadap profitabilitas bank di Indonesia. Variabel independen dalam penelitian ini antara lain rasio solvabilitas yang diproksikan oleh capital adequacy ratio, rasio likuditas yang diproksikan oleh loan to deposit ratio, bank size, Pertumbuhan GDP, dan tingkat inflasi. Variabel dependen dari penelitian ini adalah profitabilitas bank yang diukur dengan return on assets pada 41 bank konvensional yang terdaftar di Bursa Efek Indonesia periode 2019 - 2023. Untuk menganalisis data, penelitian ini menggunakan program Eviews 12 untuk menganalisis regresi linier berganda. Hasil penelitian menunjukkan bahwa capital adequacy ratio, bank size, Pertumbuhan GDP berpengaruh positif terhadap return on assets, tingkat inflasi berpengaruh negatif terhadap return on assets, sedangkan loan to deposit ratio tidak memiliki pengaruh terhadap return on assets. Hasil penelitian ini diharapkan dapat menjadi masukkan bagi bank konvensional dalam meningkatkan profitabilitas bank Bagi investor diharapkan dapat menjadi bahan pertimbangan sebelum berinvestasi pada bank.

T This study aims to find out and analyze the influence of solvency and liquidity on bank profitability in Indonesia. The independent variables in this study include the solvency ratio proxied by the capital adequacy ratio, the liquidity ratio proxied by the loan to deposit ratio, bank size, GDP growth, and inflation. The dependent variable of this study is bank profitability as measured by return on assets in 38 conventional banks listed on the Indonesia Stock Exchange for the 2019 - 2023 period. To analyze the data, this study used the Eviews 12 program to analyze multiple linear regression. The results show that the capital adequacy ratio, bank size, and GDP growth product have a positive effect on return on assets, inflation has a negative effect on return on assets, while the loan to deposit ratio has no effect on return on assets. The results of this study are expected to be input for conventional banks in increasing profitability. For investors, it is expected to be taken into consideration before investing in banks.

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