Pengaruh struktur kepemilikan dan karakteristik bank terhadap kinerja bank yang terdaftar di Bursa Efek Indonesia
P enelitian ini bertujuan untuk mengevaluasi factor-faktor yang berpengaruh terhadap kinerja bank di sektor perbankan. Sampel penelitian mencakup 37 bank konvensional yang terdaftar di Bursa Efek Indonesia selama periode 2018-2022. Teknik pengambilan sampel yang diterapkan adalah purposive sampling, dan analisis dilakukan menggunakan metode regresi data panel. Variable independent dalam penelitian mencakup efisiensi bank, kepemilikan asing, kepemilikan institusional, dan risiko kredit bermasalah, variable control mencakup likuiditas, umur bank, dan pertumbuhan produk domestic bruto, sementara variable dependennya adalah kinerja bank. Hasil penelitian menunjukkan efisiensi bank memiliki pengaruh negative signifikan terhadap kinerja bank, kepemilikan asing tidak berpengaruh signifikan terhadap kinerja bank, kepemilikan institusional tidak berpengaruh signifikan terhadap kinerja bank, risiko kredit bermasalah tidak berpengaruh signifikan terhadap kinerja bank, likuiditas tidak berpengaruh signifikan terhadap kinerja bank, umur bank tidak berpengaruh signifikan terhadap kinerja bank dan produk domestic bruto tidak berpengaruh signifikan terhadap kinerja bank. Temuan penelitian ini diharapkan dapat menjadi acuan bagi manajer perbankan agar dapat mempertimbangkan faktor efisiensi operasional yang memengaruhi kinerja bank.
T his research aims to evaluate the factors influencing the performance of banks in the banking sector. The research sample includes 37 conventional banks listed on the Indonesia Stock Exchange during the period 2018-2022. The applied sampling technique is purposive sampling, and the analysis is conducted using the panel data regression method. Independent variables in the study include bank efficiency, foreign ownership, institutional ownership, and non-performing loan. Control variables include liquidity, bank age, and gross domestic product growth, while the dependent variable is bank performance. The research findings indicate that bank efficiency has a significant negative impact on bank performance, foreign ownership does not have a significant effect on bank performance, institutional ownership does not significantly affect bank performance, non-performing loan does not significantly affect bank performance, liquidity does not significantly affect bank performance, bank age does not significantly affect bank performance, and gross domestic product does not significantly affect bank performance. The research findings are expected to serve as a reference for banking managers to consider operational efficiency factors that affect bank performance.