Analisis perbandingan kesehatan bank swasta dan bank BUMN di masa pandemi dengan eagles framework
T ujuan dari penelitian ini adalah untuk melakukan pengujian terhadap perbedaan kesehatan bank swasta dan bank BUMN yang terdaftar di BEI di masa pandemi periode 2020. Kesehatan bank pada penelitian ini diukur dengan EAGLES framework. Metode pengambilan sampel yang digunakan adalah purposive sampling dengan kriteria serta tujuan yang telah ditentukan. Berdasarkan teknik pengumpulan sampel, diperoleh sebanyak 38 bank.Penelitian ini menggunakan uji Independent Sample T-test dan uji Mann Whitney. Hasil penelitian menunjukkan bahwa terdapat perbedaan kesehatan yang signifikan antara bank swasta dan bank BUMN yang diukur dengan Return On Asset, Return On Equity, Deposit Growth dan Capital Adequacy Ratio. Sedangkan untuk kesehatan yang diukur dengan Non Performing Loan, Loan Growth, Strategic Response Quotient dan Loan To Deposit Ratio tidak terdapat perbedaan.
T he purpose of this study was to test the differences between private banks and state-owned banks health that listed on the IDX during pandemic in 2020. In this research, EAGLES framework used to measure the banks health. The sampling method used was purposive sampling with predetermined criteria and objectives. Based on the sample collection technique, there were 38 banks.This study used Independent Sample T-test and Mann Whitney test. The results showed that there were significant differences in health between private banks and state-owned banks as measured by Return On Assets, Return On Equity, Deposit Growth and Capital Adequacy Ratios. As for health measured by Non-Performing Loans, Loan Growth, Strategic Response Quotient and Loan To Deposit Ratio, there is no difference between private bank and state-owned banks.