Faktor â€“ faktor yang mempengaruhi loan loss provision pada perbankan yang terdaftar pada Bursa Efek Indonesia

DETAIL KOLEKSI

Faktor â€“ faktor yang mempengaruhi loan loss provision pada perbankan yang terdaftar pada Bursa Efek Indonesia

5.0

Oleh : Epafroditus Yulianto

Info Katalog

Nomor Panggil : 2018_TA_MJ_022141187

Penerbit : FEB - Usakti

Kota Terbit : Jakarta

Tahun Terbit : 2018

Pembimbing 1 : Bahtiar Usman

Subyek : Credit ris management;Marketing management

Kata Kunci : credit risk management, gross domestic product,interest income, loan and advances, loan loss provisi

Status Posting : Published

Status : Lengkap

File Repositori

No.	Nama File	Hal.	Link
1.	2018_TA_MJ_022141187_Halaman-Judul.pdf
2.	2018_TA_MJ_022141187_Bab-1.pdf
3.	2018_TA_MJ_022141187_Bab-2.pdf
4.	2018_TA_MJ_022141187_Bab-3.pdf
5.	2018_TA_MJ_022141187_Bab-4.pdf
6.	2018_TA_MJ_022141187_Bab-5.pdf
7.	2018_TA_MJ_022141187_Daftar-pustaka.pdf
8.	2018_TA_MJ_022141187_Lampiran.pdf

Abstrak
Abstract

P enelitian ini bertujuan untuk mengetahui faktor â€“ faktor yang mempengaruhi loan loss provision. Sampel yang digunakan dalam penelitian ini adalah industri perbankan yang terdaftar di Bursa Efek Indonesia (BEI) periode 2008 hingga 2017. Variabel independen dalam penelitian ini adalah non performing loan, interest income, net profit, loans and advances, gross domestic product, credit risk management, dan relevance and faithfulness. Variabel dependen dalam penelitian ini adalah loan loss provision. Jumlah yang menjadi sampel dalam penelitian ini berjumlah 27 bank dengan menggunakan purposive sampling. Hasil empiris dari penelitian ini menggunakan program software eviews 8. Dengan menggunakan metode analisis regresi berganda. Hasil dari penelitian ini menunjukkan bahwa non performing loan, interest income, loans and advances, credit risk management, dan relevance and faithfulness memiliki pengaruh terhadap loan loss provision secara signifikan sedangkan net profit dan gross domestic product tidak memiliki pengaruh terhadap loan loss provision. Hasil penelitian ini diharapkan dapat dijadikan acuan bagi manajer bank dan investor dalam melihat faktor-faktor yang mempengaruhi loan loss provision pada industri perbankan.

T his study aimed to determine the factors that affect the loan loss provision. The sample used in this study is the banking industry listed on the Indonesia Stock Exchange (IDX) from 2008 until 2017. Independent variables in this study are non performing loan, interest income, net profit, loans and advances, gross domestic product, credit risk management, and relevance and faithfulness. Dependent variable in this research is loan loss provision. The number of samples in this study are 27 banks by using purposive sampling. Empirical results from this study using software program eviews 8. By using multiple regression analysis method. The results of this study indicate that non performing loan, interest income, loans and advances, credit risk management, and relevance and faithfulness has effect to loan loss provision significantly while net profit and gross domestic product has no effect to loan loss provision. The results of this study is expected to be used as a reference for bank managers and investors in looking at the factors that affect the loan loss provision in the banking industry.