Analisis proporsi perolehan fee based income pada industri perbankan di Indonesia
P enelitian ini bertujuan untuk mengetahuo struktur pendapatan operasional perbankan Indonesia. Pendapatan bank terdiri dari 2 jenis yaitu pendapatan opersional dan pendapatan non operasional (non interest income). Pendapatan non operasional terdiri dari pendapatan yang berbasis jasa yang dikenal dengan istilah fee based income. Data penelitian diperoleh adri laporan laba/rugi tahunan yang dipublikasikan oleh Bank Indonesia tahun 2006-2008. Analisis statistic deskriptif digunakan untuk mengetahui berapa besar proporsi pendapatan fee based income dibandingkan dengan total pendapatan, sedangkan untuk mengetahui apakah terjadi perbedaan proporsi fee based income secara keseluruhan antar kelompok dan status bank selama 3 tahun penelitian dengan digunakan Anova Krusskal Wallis untuk melakukan uji beda. Hasil dari penelitian secara keseluruhan menunjukkan ada perbedaan secara signifikan baik untuk status bank, maupun kelompok bank selama 3 tahun (2006-2008). Dalam penelitian ini bank asing selalu menempati posisi pertama dan BPD menempati posisi terendah.
T his research is aimed at knowing the structure of Indonesian banking operational income. Bank income consists of 2 kinds, operational income and non operational income (non interest income). Non operational income consists of service based income known as fee based income. The research data were obtained from annual income statement published by Bank Indonesia in 2006-2008. Descriptive statistical analysis was used to determine how large the proportion of income fee based income compared to total revenues, while to see if there is a difference on the proportion of fee-based income as a whole among groups and bank status for 3 years of research, Krusskal Wallis Anova was used to perform difference test. The results from study as a whole showed that there is no significant difference either from the banks status and bank groups for 3 years (2006-2008). In this study foreign bank always occupies the first position and BPD occupies the lowest position.