Pengaruh mediasi financial self-efficacy terhadap faktor-faktor yang mempengaruhi financial inclusion pada usaha kecil di Jakarta Barat
Info Katalog
File Repositori
Nomor Panggil : 2019_TA_MJ_022141085
Penerbit : FEB - Usakti
Kota Terbit : Jakarta
Tahun Terbit : 2019
Pembimbing 1 : Farah Margaretha
Subyek : Financial accounting - Financial statements
Kata Kunci : financial attitude, financial knowledge, financial self-efficacy, financial inclusion.
Status Posting : Published
Status : Lengkap
File Repositori
| No. | Nama File | Hal. | Link |
|---|---|---|---|
| 1. | 2019_TA_MJ_022141085_Halaman-Judul.pdf | ||
| 2. | 2019_TA_MJ_022141085_Bab-1.pdf | ||
| 3. | 2019_TA_MJ_022141085_Bab-2.pdf |
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| 4. | 2019_TA_MJ_022141085_Bab-3.pdf |
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| 5. | 2019_TA_MJ_022141085_Bab-4.pdf |
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| 6. | 2019_TA_MJ_022141085_Bab-5.pdf |
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| 7. | 2019_TA_MJ_022141085_Daftar-Pustaka.pdf | ||
| 8. | 2019_TA_MJ_022141085_Lampiran.pdf |
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P enelitian ini bertujuan untuk menguji dan menganalisis pengaruh mediasifinancial self-efficacy terhadap faktor-faktor yang mempengaruhi financialinclusion pada usaha kecil di Jakarta Barat. Variabel dependent yang digunakandalam penelitian ini adalah financial attitude dan financial literacy, financialinclusion sebagai variabel independen, dan financial self-efficacy sebagaivariabel mediasi. Sample penelitian ini menggunakan 176 responden yangmenggunakan metode purposive sampling. Model analisis data yang digunakanadalah structural equation modelling (SEM). Hasil penelitian ini menunjukanbahwa Financial attitude mempunyai pengaruh positif terhadap financialinclusion. Financial literacy tidak memiliki pengaruh positif terhadap financialinclusion. Financial attitude mempunyai pengaruh positif terhadap financialinclusion yang dimediasi financial self-efficacy. Financial self-efficacy tidakmemediasi pengaruh financial literacy terhadap financial inclusion. Hal iniberarti sikap dan kepercayaan diri dari para konsumen keuangan meningkatkanakses terhadap layanan keuangan formal.
T his study aims to examine and analyze the effect of financial self-efficacymediation on the factors that influence financial inclusion in small businesses inWest Jakarta. The dependent variables used in this study are financial attitude andfinancial literacy, financial inclusion as an independent variable, and financial selfefficacyas a mediating variable. The sample of this study used 176 respondents whoused a purposive sampling method. The data analysis model used is structuralequation modeling (SEM). The results of this study indicate that financial attitudehas a positive influence on financial inclusion. Financial literacy does not have apositive influence on financial inclusion. Financial attitude has a positive influenceon financial inclusion mediated by financial self-efficacy. Financial self-efficacydoes not mediate the effect of financial literacy on financial inclusion. This meansthat the attitudes and confidence of financial consumers increase access to services
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