Pengaruh likuiditas dan leverage terhadap profitabilitas perbankan konvensional yang terdaftar di bursa efek indonesia.
Penerbit : FEB - Usakti
Kota Terbit : Jakarta
Tahun Terbit : 2025
Pembimbing 1 : Catur Rahayu Martiningtyas
Kata Kunci : Banking, Bank Size, Current Ratio, Leverage, Liquidity, Loan to Deposit Ratio, Loan to Total Asset R
Status Posting : Published
Status : Lengkap
No. | Nama File | Hal. | Link |
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1. | 2025_SK_SMJ_022002108021_Halaman-Judul.pdf | 10 | |
2. | 2025_SK_SMJ_022002108021_Surat-Pernyataan-Revisi-Terakhir.pdf | 1 | |
3. | 2025_SK_SMJ_022002108021_Surat-Hasil-Similaritas.pdf | 1 | |
4. | 2025_SK_SMJ_022002108021_Halaman-Pernyataan-Persetujuan-Publikasi-Tugas-Akhir-untuk-Kepentingan-Akademis.pdf | 1 | |
5. | 2025_SK_SMJ_022002108021_Lembar-Pengesahan.pdf | 1 | |
6. | 2025_SK_SMJ_022002108021_Pernyataan-Orisinalitas.pdf | 1 | |
7. | 2025_SK_SMJ_022002108021_Formulir-Persetujuan-Publikasi-Karya-Ilmiah.pdf | 1 | |
8. | 2025_SK_SMJ_022002108021_Bab-1.pdf | 8 | |
9. | 2025_SK_SMJ_022002108021_Bab-2.pdf | 17 |
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10. | 2025_SK_SMJ_022002108021_Bab-3.pdf | 9 |
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11. | 2025_SK_SMJ_022002108021_Bab-4.pdf | 10 |
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12. | 2025_SK_SMJ_022002108021_Bab-5.pdf | 3 | |
13. | 2025_SK_SMJ_022002108021_Daftar-Pustaka.pdf | 6 | |
14. | 2025_SK_SMJ_022002108021_Lampiran.pdf | 36 |
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P Penelitian ini bertujuan untuk menganalisis pengaruh likuiditas dan leverage terhadap profitabilitas perbankan konvensional yang terdaftar di Bursa Efek Indonesia (BEI) dari tahun 2019-2023. Variabel dependen yang digunakan dalam penelitian ini adalah Return on Assets (ROA), sedangkan variabel independen meliputi Current Ratio, Bank Size, Loan to Total Asset Ratio, dan Loan to Deposit Ratio. Pengolahan data dilakukan dengan menggunakan metode analisis regresi berganda terhadap data panel dari bank yang terdaftar di BEI selama periode 5 tahun. Hasil analisis menunjukkan bahwa dari keempat variabel independen, Bank Size dan Loan to Deposit Ratio memiliki pengaruh positif signifikan terhadap ROA. Sementara itu, Current Ratio dan Loan to Total Asset Ratio tidak memiliki pengaruh signifikan terhadap ROA. Untuk meningkatkan profitabilitas, perusahaan diharapkan harus memperhatikan peningkatan bank size yang berfokus pada strategi untuk memperbesar total aset secara berkelanjutan, seperti ekspansi operasional melalui pembukaan cabang baru, penguatan layanan digital, serta akuisisi institusi keuangan. Selain itu perusahaan juga harus mempertimbankan peningkatan loan to deposit ratio dengan cara memberikan penyaluran kredit yang lebih agresif, penghimpunan dana yang efisien, inovasi layanan digital, dan pengelolaan risiko kredit yang ketat dapat diimplementasikan sehingga dapat meningkatkan profitabilitas bank sambil menjaga keseimbangan pertumbuhan aset dan pengelolaan risiko
T This study aims to analyze the influence of liquidity and leverage on the profitability of conventional banks listed on the Indonesia Stock Exchange (IDX) from 2019 to 2023. The dependent variable used in this research is Return on Assets (ROA), while the independent variables include the Current Ratio, Bank Size, Loan to Total Asset Ratio, and Loan to Deposit Ratio. Data processing was conducted using the multiple regression analysis method on panel data from banks listed on the IDX over the 5-year period. The results of the analysis indicate that among the four independent variables, Bank Size and Loan to Deposit Ratio have a significant positive effect on ROA. Meanwhile, the Current Ratio and Loan to Total Asset Ratio do not significantly affect ROA.To enhance profitability, companies are advised to focus on strategies for sustainable growth in bank size, such as operational expansion through the opening of new branches, strengthening digital services, and acquiring financial institutions. Additionally, banks should consider increasing the Loan to Deposit Ratio by implementing more aggressive lending strategies, efficient fund mobilization, digital service innovations, and strict credit risk management. These measures can improve bank profitability while maintaining a balance between asset growth and risk management.