T This study aims to analyze the effect of Corporate Social Responsibility (CSR),Financial Inclusion and d Policy on Banking Financial Performance in Indonesia.The data was obtained through purposive sampling method with the criteria of banks listed on the Indonesia Stock Exchange (IDX) and reporting CSR activities in their financial statements. The number of banks that meet the criteria are 28 banks and sample data from 2015 to 2020 for analysis using Eviews 9. The results show that the CSR variable has a significant and negative effect on financial performance with the ROA, ROE, EPS and NPM proxies. Financial inclusi on variables with proxies for the number of bank branches and the number of ATMs have a significant and positive effect on ROA, ROE, EPS and NPM. CSR variable has a significant and negative effect on the four proxies of financial performance,while dividend policy has no effect on financial performance. The implication of this research is the need for banks to consider financial inclusion factors seen from the number of branch offices and the number of ATMs but still pay attention to the level of digital literacy of the community when carrying out expansion policies for branch offices and ATMs. Meanwhile, the dividend policy implementation needs to be reviewed considering that investors do not use this factor in investing. Another thing that is thought to affect the company's ability to manage its assets is thepotential for capital gains. Meanwhile, for CSR activities that do not show a positive effect, it is necessary to continue to do according to the provisions of the regulator, with the motivation for legitimacy or existence in the community so that in the long term it is expected to have an effect on financial performance.