DETAIL KOLEKSI

Faktor-faktor yang menentukan rasio kecukupan modal pada bank komersial yang terdaftar di Bursa Efek Indonesia


Oleh : Dea Nuroktaviani

Info Katalog

Nomor Panggil : 022001701109

Penerbit : FEB - Usakti

Kota Terbit : Jakarta

Tahun Terbit : 2023

Pembimbing 1 : Susy Muctar

Subyek : Banks and Banking - Management;Financial statements

Kata Kunci : leverage, loan ratio, loan loss reserves, liquidity, net interest margin, non-performing loans.

Status Posting : Published

Status : Lengkap


File Repositori
No. Nama File Hal. Link
1. 2023_TA_SMJ_022001701109_Halaman-Judul.pdf 11
2. 2023_TA_SMJ_022001701109_Lembar-Pengesahan.pdf 6
3. 2023_TA_SMJ_022001701109_Bab-1-Pendahuluan.pdf 11
4. 2023_TA_SMJ_022001701109_Bab-2-Ttinjauan-Pustaka.pdf 20
5. 2023_TA_SMJ_022001701109_Bab-3-Metodologi-Penelitian.pdf 12
6. 2023_TA_SMJ_022001701109_Bab-4-Analisis-dan-Pembahasan.pdf 10
7. 2023_TA_SMJ_022001701109_Bab-5-Kesimpulan.pdf 5
8. 2023_TA_SMJ_022001701109_Daftar-Pustaka.pdf 4
9. 2023_TA_SMJ_022001701109_Lampiran.pdf 55

P Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi rasio kecukupan modal pada perbankan. Sampel yang digunakan sebanyak 31 bank komersial yang terdaftar di Bursa Efek Indonesia periode 2017-2021. Teknik pengambilan sampel yang digunakan yaitu purposive sampling dan metode analisis yang digunakan yaitu panel data regression. Variabel independent dalam penelitian ini terdiri dari bank size, loan ratio, loan loss reserves, liquidity, return on assets, net interest margin, leverage, dan non-performing loans, sedangkan variable dependennya adalah capital adequacy ratio. Hasil penelitian menunjukkan bahwa loan ratio, loan loss reserves, liquidity, return on assets, dan non-performing loans berpengaruh negatif signifikan terhadap capital adequacy ratio serta leverage berpengaruh positif signifikan terhadap capital adequacy ratio. Bank size dan net interest margin tidak berpengaruh terhadap capital adequacy ratio. Temuan penelitian ini diharapkan dapat memberikan masukan bagi perbankan komersial dalam menentukan faktor-faktor yang mempengaruhi rasio kecukupan modal.

T This research aims to analyze factors that influence the bank capital adequacy ratio. The sample of this study 31 commercial banks listed in Indonesia Stock Exchange for the period of 2017-2021. The sampling technique uses purposive sampling and the analysis method uses panel data regression. The independent variable in this study consists of bank size, loan ratio, loan loss reserves, liquidity, return on assets, net interest margin, leverage, non-performing loans, while the dependent variable is capital adequacy ratio. The result show that loan ratio, loan loss reserves, liquidity, return on assets, and non-performing loans have significant negative effect on capital adequacy ratio while leverage has significant positive effect on capital adequacy ratio.On the contrary, bank size and net interest margin have no effect on capital adequacy ratio. The findings of this study are expected to provide input for commercial banks in determining the factors that affect the capital adequacy ratio

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