Mediasi fintech pada financial literacy terhadap sustainable entrepreneurship
Penerbit : FEB - Usakti
Kota Terbit : Jakarta
Tahun Terbit : 2025
Pembimbing 1 : Maria C Widiastuti
Kata Kunci : Financial Literacy, Financial Management Behavior, Digital Financial Literacy, fintech Adoption, Sus
Status Posting : Published
Status : Lengkap
No. | Nama File | Hal. | Link |
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1. | 2025_SK_SMJ_022002101059_Halaman-Judul.pdf | 11 | |
2. | 2025_SK_SMJ_022002101059_Surat-Pernyataan-Revisi-Terakhir.pdf | 1 | |
3. | 2025_SK_SMJ_022002101059_Surat-Hasil-Similaritas.pdf | 1 | |
4. | 2025_SK_SMJ_022002101059_Halaman-Pernyataan-Persetujuan-Publikasi-Tugas-Akhir-untuk-Kepentingan-Akademis.pdf | 1 | |
5. | 2025_SK_SMJ_022002101059_Lembar-Pengesahan.pdf | 4 | |
6. | 2025_SK_SMJ_022002101059_Pernyataan-Orisinalitas.pdf | 1 | |
7. | 2025_SK_SMJ_022002101059_Formulir-Persetujuan-Publikasi-Karya-Ilmiah.pdf | 1 | |
8. | 2025_SK_SMJ_022002101059_Bab-1.pdf | 9 | |
9. | 2025_SK_SMJ_022002101059_Bab-2.pdf | 26 |
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10. | 2025_SK_SMJ_022002101059_Bab-3.pdf | 18 |
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11. | 2025_SK_SMJ_022002101059_Bab-4.pdf | 24 |
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12. | 2025_SK_SMJ_022002101059_Bab-5.pdf | 5 | |
13. | 2025_SK_SMJ_022002101059_Daftar-Pustaka.pdf | 4 | |
14. | 2025_SK_SMJ_022002101059_Lampiran.pdf | 19 |
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P Penelitian ini bertujuan untuk menganalisis pengaruh financial literacy, financial management behavior, dan digital financial literacy terhadap sustainable entrepreneurship dengan fintech adoption sebagai variabel mediasi. penelitian ini menggunakan pendekatan kuantitatif, pengumpulan data dilakukan melalui penyebaran kuesioner kepada pelaku umkm di indonesia. analisis data dilakukan dengan metode structural equation modeling (sem) menggunakan bantuan software amos. hasil penelitian menunjukkan bahwa ketiga variabel independen berpengaruh terhadap fintech adoption, financial literacy dan digital financial literacy berpengaruh terhadap sustainable entrepreneurship, sedangkan financial management behavior tidak menunjukkan pengaruh langsung. fintech adoption sendiri berpengaruh terhadap sustainable entrepreneurship. selain itu, fintech adoption juga berperan sebagai variabel mediasi dalam hubungan antara ketiga variabel independen terhadap sustainable entrepreneurship. penelitian ini menegaskan bahwa peningkatan literasi keuangan dan kemampuan digital, serta pemanfaatan layanan fintech, memiliki peran penting dalam mendorong pertumbuhan kewirausahaan yang tangguh dan siap bersaing di era digital.
T This study aims to analyze the influence of financial literacy, financial management behavior, and digital financial literacy on sustainable entrepreneurship, with fintech adoption as a mediating variable. this research uses a quantitative approach, and data were collected through the distribution of questionnaires to msme actors in indonesia. data analysis was carried out using the structural equation modeling (sem) method with the assistance of amos software. the results show that all three independent variables influence fintech adoption. financial literacy and digital financial literacy have a direct influence on sustainable entrepreneurship, while financial management behavior does not show a direct effect. fintech adoption itself influences sustainable entrepreneurship and also serves as a mediating variable in the relationship between the three independent variables and sustainable entrepreneurship. this study emphasizes that improving financial literacy, enhancing digital capabilities, and utilizing fintech services play an important role in fostering resilient and competitive entrepreneurship in the digital era.