Pengaruh ukuran perusahaan dan struktur modal terhadap profitability bank komersial di indonesia

DETAIL KOLEKSI

Pengaruh ukuran perusahaan dan struktur modal terhadap profitability bank komersial di indonesia

Oleh : Keysha Alea Oktaviana

Info Katalog

Penerbit : FEB - Usakti

Kota Terbit : Jakarta

Tahun Terbit : 2025

Pembimbing 1 : Maria C Widiastuti

Kata Kunci : Asset Tangibility, Capital Adequacy Ratio, Debt to Asset Ratio, Debt to Equity Ratio, Firm Size, Loa

Status Posting : Published

Status : Lengkap

File Repositori

No.	Nama File	Hal.
1.	2025_SK_SMJ_022002101079_Halaman-Judul.pdf	11
2.	2025_SK_SMJ_022002101079_Surat-Pernyataan-Revisi-Terakhir.pdf	1
3.	2025_SK_SMJ_022002101079_Surat-Hasil-Similaritas.pdf	1
4.	2025_SK_SMJ_022002101079_Halaman-Pernyataan-Persetujuan-Publikasi-Tugas-Akhir-untuk-Kepentingan-Akademis.pdf	1
5.	2025_SK_SMJ_022002101079_Lembar-Pengesahan.pdf	4
6.	2025_SK_SMJ_022002101079_Pernyataan-Orisinalitas.pdf	1
7.	2025_SK_SMJ_022002101079_Formulir-Persetujuan-Publikasi-Karya-Ilmiah.pdf	1
8.	2025_SK_SMJ_022002101079_Bab-1.pdf	11
9.	2025_SK_SMJ_022002101079_Bab-2.pdf	19
10.	2025_SK_SMJ_022002101079_Bab-3.pdf	13
11.	2025_SK_SMJ_022002101079_Bab-4.pdf	18
12.	2025_SK_SMJ_022002101079_Bab-5.pdf	4
13.	2025_SK_SMJ_022002101079_Daftar-Pustaka.pdf	6
14.	2025_SK_SMJ_022002101079_Lampiran.pdf	31

Abstrak
Abstract

R Risiko keuangan merupakan salah satu faktor yang dapat memengaruhi profitabilitas bank. penelitian ini bertujuan untuk menguji sejumlah variabel yang diduga berpengaruh terhadap profitabilitas bank-bank yang terdaftar di bursa efek indonesia (bei) selama periode 2020 hingga 2024. sampel dalam penelitian ini berjumlah 43 bank konvensional yang dipilih melalui metode purposive sampling. analisis data dilakukan dengan regresi data panel menggunakan perangkat lunak e-views. profitabilitas diukur menggunakan return on assets (roa) dan return on equity (roe), sedangkan variabel independen mencakup capital adequacy ratio (car), loan to deposit ratio (ldr), debt to equity ratio (der), debt to asset ratio (dar), asset tangibility, dan firm size. hasil penelitian menunjukkan bahwa car dan ldr berpengaruh positif dan signifikan terhadap roa, sedangkan firm size berpengaruh positif dan signifikan terhadap roa maupun roe. temuan ini menekankan pentingnya penguatan modal, efektivitas penyaluran kredit, serta pengembangan skala usaha sebagai strategi bagi manajemen bank untuk meningkatkan profitabilitas, sekaligus memberikan acuan bagi investor dalam menilai prospek profitabilitas bank.

F Financial risk is one of the factors that can influence bank profitability. this study aims to examine several variables that are suspected to affect the profitability of banks listed on the indonesia stock exchange (idx) during the 2020â€“2024 period. the sample consists of 43 conventional banks selected through purposive sampling. data analysis was conducted using panel data regression with the assistance of e-views software. profitability was measured using return on assets (roa) and return on equity (roe), while the independent variables include capital adequacy ratio (car), loan to deposit ratio (ldr), debt to equity ratio (der), debt to asset ratio (dar), asset tangibility, and firm size. the results show that car and ldr have a positive and significant effect on roa, while firm size has a positive and significant effect on both roa and roe. these findings highlight the importance of strengthening capital, optimizing credit distribution, and expanding firm scale as strategies for bank management to improve profitability, while also serving as a reference for investors in evaluating the profitability prospects of banks.