Faktor-faktor penentu peningkatan laba bank umum go publik
P Penelitian ini bertujuan untuk meneliti pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Biaya Operasional Pendapatan Operasional (BOPO) dan Net Interest Margin (NIM) terhadap peningkatan laba bank umum go public. Sampel yang digunakan dalam penelitian ini menggunakan 10 Bank Konvensional dengan menggunakan purposive sampling. Data diperoleh berdasarkan pada data tahunan yang tersaji dalam Direktori Perbank:an Indonesia dari tahun 2008 hingga 2010. Metode yang digunakan untuk menganatisis hubungan antara variabel independen dengan variabel dependen adalah metode data panel. Hasil pembahasan menunjukkan bahwa secara simultan variabel variabel independen, Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Loan to Deposit Ratw (LDR), Biaya Operasional Pendapatan Operasional (BOPO) dan Net Interest Margin (NlM), dengan uji F berpengaruh signifikan terhadap Laba Bersih. Hasil parsial dengan uji t, menunjukkan bahwa ada hubungan signifikan antara Net Interest Margin (NIM) dan Biaya Operasional Pendapatan Operasional (BOPO) terhadap peningkatan Laba Bersih, namun Capital Adequacy Ratio (CAR), Non Performing Loan (NPL) dan Loan to Deposit Ratio (LOR) tidak berhubungan signifikan terhadap Laba Bersih.
T The purpose of this research is to analyze influence of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Biaya Operasional Pendapatn Operasional (BOPO) dan Net Interest Margin (NIM) toward to the enhancement of general go public bank income Sample of this research consists of teen Commercial Bank. Purposive sampling method were used as samples determining method. Using monthly review of Indonesian Direktori Banking which is released by Bank Indonesia for 2008-2010 period. The analysis methods that used in this research is panel data. The result of the research simultantly using F test, shows that all of the five independent variables influence significantly towards Net Income. The result of this research indicate that there is a significant correlation between NIM and BOPO to the enhancement of Net Income. However, CAR, NPL, and LDR are not having a significant correlation to the Net Income.