DETAIL KOLEKSI

Pengaruh risiko keuangan terhadap profitabilitas perusahaan perbankan yang terdaftar di BEI


Oleh : Siti Saarah Nabiilah Hakiimah

Info Katalog

Penerbit : FEB - Usakti

Kota Terbit : Jakarta

Tahun Terbit : 2024

Pembimbing 1 : Hartini

Subyek : Financial risk

Kata Kunci : bank size, capital adequacy ratio, financial risk, loan to deposits ratio, non-performing loans, Pro

Status Posting : Published

Status : Lengkap


File Repositori
No. Nama File Hal. Link
1. 2024_SK_SMJ_022002001131_Halaman-Judul.pdf 10
2. 2024_SK_SMJ_022002001131_Surat-Pernyataan-Revisi-Terakhir.pdf 1
3. 2024_SK_SMJ_022002001131_Surat-Hasil-Similaritas.pdf 1
4. 2024_SK_SMJ_022002001131_Halaman-Pernyataan-Persetujuan-Publikasi-Tugas-Akhir-untuk-Kepentingan-Akademis.pdf 1
5. 2024_SK_SMJ_022002001131_Lembar-Pengesahan.pdf 4
6. 2024_SK_SMJ_022002001131_Pernyataan-Orisinalitas.pdf 1
7. 2024_SK_SMJ_022002001131_Formulir-Persetujuan-Publikasi-Karya-Ilmiah.pdf 1
8. 2024_SK_SMJ_022002001131_Bab-1.pdf 11
9. 2024_SK_SMJ_022002001131_Bab-2.pdf 19
10. 2024_SK_SMJ_022002001131_Bab-3.pdf 13
11. 2024_SK_SMJ_022002001131_Bab-4.pdf 16
12. 2024_SK_SMJ_022002001131_Bab-5.pdf 5
13. 2024_SK_SMJ_022002001131_Daftar-Pustaka.pdf 5
14. 2024_SK_SMJ_022002001131_Lampiran.pdf 26

R Risiko keuangan menjadi salah satu faktor yang dapat mempengaruhi profitabilitas perusahaan perbankan. Penelitian ini bertujuan menganalisis pengaruh risiko Keuangan terhadap profitabilitas perusahaan perbankan yang terdaftar di BEI selama periode 2018 – 2023. Dengan mengambil sampel sebanyak 40 perusahaan menggunakan metode sampel berdasarkan tujuan, analisis dilakukan melalui regresi data panel menggunakan perangkat lunak E-views. Variabel dependen adalah profitabilitas yang diukur menggunakan Return on Equity dan Return on Asset. Variabel independen melibatkan Capital Adequacy Ratio, Loan to Deposits Ratio, dan Non-Performing Loans, Serta variabel kontrol yaitu Bank size. Hasil penelitian menunjukkan Capital Adequacy Ratio tidak berpengaruh terhadap profitabilitas, Loan to Deposits Ratio berpengaruh positif terhadap profitabilitas, Non-Performing Loans berpengaruh negatif terhadap profitabilitas. Bank size berpengaruh positif terhadap profitabilitas. Implikasi dari hasil penelitian ini bagi manajer keuangan untuk menjaga kondisi keuangan perbankan yang berkaitan dengan risiko modal, risiko likuiditas dan risiko kredit. Untuk investor sebaiknya memperhatikan risiko keuangan yang sedang terjadi pada perusahaan perbankan tersebut sebelum memutusakan mengambil pinjaman atau kredit yang ditawarkan dari perusahaan perbankan.

F Financial risk are one of the factors that can affect the profitability of banking companies. This study aims to analyze the effect of financial risk on the profitability of banking companies listed on the IDX during the period 2018 - 2023. By taking a sample of 40 companies using a sample method based on objectives, the analysis was carried out through panel data regression using Eviews software. The dependent variable is profitability as measured using Return on Equity and Return on Asset. Independent variables involve Capital Adequacy Ratio, Loan to Deposits Ratio, and Non-Performing Loans, as well as control variables, namely Bank size. The results showed that Capital Adequacy Ratio has no effect on profitability, Loan to Deposits Ratio has a positive effect on profitability, Non-Performing Loans has a negative effect on profitability. Bank size has a positive effect on profitability. Implications from the results of this study for financial managers to maintain the financial condition of banks related to capital risk, liquidity risk and Credit Risk. Investors should pay attention to the financial risks that are happening in the banking company before deciding to take a loan or credit offered from a banking company.

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